Is plastic surgery covered by insurance?

Cosmetic plastic surgery is performed to improve a normal functioning part of the face and body. Reconstructive surgery corrects an abnormality caused by a birth defect, tumor, trauma or infection. For patients having plastic surgery for cosmetic reasons, insurance does not cover that service. When plastic surgery is performed for reconstruction, such as following a mastectomy, it may be partially or fully covered service by insurance. Plastic surgery procedures that may be covered by insurance  include breast reduction (for painful enlarged breasts), rhinoplasty (for breathing problems), eyelid surgery (to improve vision), and tummy tuck surgery (for gastric bypass patients) after massive weight loss. When insurance does not cover the plastic surgery procedures, a patient can now finance the surgery. The financing programs such as care credit are available.


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